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money scenarios: contract timing for salary extras (13th month in Nov, holiday pay in May, bonus in Aug, net estimates from the contract)
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Stan Runge
2026-10-24 14:46:32 +00:00
parent 8a29d5ad59
commit c827deb395
3 changed files with 42 additions and 19 deletions
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14
src/lib/money-tracker/scenarios.test.ts
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@@ -77,8 +77,18 @@ describe('runScenario', () => {
const result = runScenario(inputs, flat);
const november = result.points[1];
expect(november.cash).toBe(500000);
// 300k salary + 10k benefit + 28k one-off − 3k gym − 90k pre-move household.
expect(november.total).toBeCloseTo(350000 + 300000 + 10000 + 28000 - 3000 - 90000, 0);
// 300k salary + 10k benefit + 28k one-off + 13th month 3/12 − 3k gym − 90k pre-move household.
expect(november.total).toBeCloseTo(350000 + 300000 + 10000 + 28000 + 51250 - 3000 - 90000, 0);
});
it('pays contract extras in May (holiday pay) and August (bonus)', () => {
const delta = (points: { total: number }[], index: number) =>
points[index].total - points[index - 1].total;
const flatRun = runScenario(inputs, flat).points;
// Index 7 is May 2027: holiday pay 8/12 of €1,950.
expect(delta(flatRun, 7) - delta(flatRun, 6)).toBeCloseTo(130000, 0);
const bonus = runScenario(inputs, { ...flat, bonusPercentOfTarget: 100 }).points;
// Index 10 is August 2027: the first bonus, €850.
expect(delta(bonus, 10) - delta(flatRun, 10)).toBeCloseTo(85000, 0);
});
it('orders the default scenarios from pessimistic to optimistic', () => {
const [pessimistic, realistic, optimistic] = (