Sync stores the bank-reported balance (ITAV preferred) on the account and keeps
one Bank balance adjustment row so the tracker total equals the bank balance.
Accounts panel shows the bank balance and flags any drift.
- pgSchema tables for auth, money, house, ref, games, cs, animaldex, site, meta
(lists excluded via schemaFilter; runtime list tables are managed by meta.*)
- drizzle/ baseline matches the reorged DB exactly (catalog diff = 0 on rehearsal)
- db/reorg: one-time SQL that moves the flat public schema (rehearsed on a prod copy)
- scripts/db-migrate.ts: migrator with --init to record the baseline and a guard
against running the baseline on a non-empty, unrecorded database
