website/src/lib/server/db/schema/money-tracker.ts

import { boolean, check, date, index, integer, numeric, text, unique } from 'drizzle-orm/pg-core';
import { sql } from 'drizzle-orm';
import { moneySchema } from './schemas';
import { id, timestamps } from './helpers';
import { user } from './auth';

export const moneyAccounts = moneySchema.table(
	'accounts',
	{
		id: id(),
		userId: text('user_id')
			.notNull()
			.references(() => user.id, { onDelete: 'cascade' }),
		name: text('name').notNull(),
		openingBalanceCents: integer('opening_balance_cents').notNull().default(0),
		kind: text('kind').notNull().default('spendable'),
		color: text('color'),
		...timestamps
	},
	(table) => [
		unique().on(table.userId, table.name),
		index().on(table.userId),
		check('accounts_kind_check', sql`kind IN ('spendable','investment')`)
	]
);

export const moneyTransactions = moneySchema.table(
	'transactions',
	{
		id: id(),
		userId: text('user_id')
			.notNull()
			.references(() => user.id, { onDelete: 'cascade' }),
		accountId: integer('account_id')
			.notNull()
			.references(() => moneyAccounts.id),
		date: date('date', { mode: 'string' }).notNull(),
		description: text('description').notNull(),
		amountCents: integer('amount_cents').notNull(),
		...timestamps
	},
	(table) => [index().on(table.userId, table.date, table.id), index().on(table.accountId)]
);

export const moneyRecurring = moneySchema.table(
	'recurring',
	{
		id: id(),
		userId: text('user_id')
			.notNull()
			.references(() => user.id, { onDelete: 'cascade' }),
		name: text('name').notNull(),
		amountCents: integer('amount_cents').notNull(),
		cadence: text('cadence').notNull(),
		startsOn: date('starts_on', { mode: 'string' }),
		endsOn: date('ends_on', { mode: 'string' }),
		accountId: integer('account_id').references(() => moneyAccounts.id, { onDelete: 'set null' }),
		...timestamps
	},
	(table) => [
		index().on(table.userId),
		check('recurring_cadence_check', sql`cadence IN ('weekly','monthly','yearly')`)
	]
);

export const moneyForecasts = moneySchema.table(
	'forecasts',
	{
		id: id(),
		userId: text('user_id')
			.notNull()
			.references(() => user.id, { onDelete: 'cascade' }),
		date: date('date', { mode: 'string' }).notNull(),
		description: text('description').notNull(),
		amountCents: integer('amount_cents').notNull(),
		accountId: integer('account_id').references(() => moneyAccounts.id, { onDelete: 'set null' }),
		...timestamps
	},
	(table) => [index().on(table.userId, table.date)]
);

export const moneyUtilitySettings = moneySchema.table(
	'utility_settings',
	{
		id: id(),
		userId: text('user_id')
			.notNull()
			.references(() => user.id, { onDelete: 'cascade' }),
		kind: text('kind').notNull(),
		ratePerUnit: numeric('rate_per_unit', { precision: 12, scale: 4 }).notNull().default('0'),
		monthlyAdvanceCents: integer('monthly_advance_cents').notNull().default(0),
		billingStart: date('billing_start', { mode: 'string' }),
		...timestamps
	},
	(table) => [
		unique().on(table.userId, table.kind),
		check('utility_settings_kind_check', sql`kind IN ('electricity','gas','water')`)
	]
);

export const moneyUtilityReadings = moneySchema.table(
	'utility_readings',
	{
		id: id(),
		userId: text('user_id')
			.notNull()
			.references(() => user.id, { onDelete: 'cascade' }),
		kind: text('kind').notNull(),
		date: date('date', { mode: 'string' }).notNull(),
		reading: numeric('reading', { precision: 12, scale: 3 }).notNull(),
		...timestamps
	},
	(table) => [
		index().on(table.userId, table.kind, table.date),
		check('utility_readings_kind_check', sql`kind IN ('electricity','gas','water')`)
	]
);

export const moneyWishlist = moneySchema.table(
	'wishlist',
	{
		id: id(),
		userId: text('user_id')
			.notNull()
			.references(() => user.id, { onDelete: 'cascade' }),
		name: text('name').notNull(),
		estimatedCents: integer('estimated_cents'),
		priority: integer('priority').notNull().default(3),
		notes: text('notes'),
		...timestamps
	},
	(table) => [index().on(table.userId)]
);

export const moneyProjectionSettings = moneySchema.table(
	'projection_settings',
	{
		id: id(),
		userId: text('user_id')
			.notNull()
			.references(() => user.id, { onDelete: 'cascade' }),
		investmentAccountId: integer('investment_account_id').references(() => moneyAccounts.id, {
			onDelete: 'set null'
		}),
		reserveCents: integer('reserve_cents').notNull().default(100000),
		annualReturnPercent: numeric('annual_return_percent', { precision: 5, scale: 2 })
			.notNull()
			.default('5.00'),
		contributionMode: text('contribution_mode').notNull().default('excess'),
		includeRecurring: boolean('include_recurring').notNull().default(true),
		fixedMonthlyCents: integer('fixed_monthly_cents').notNull().default(0),
		endDate: date('end_date', { mode: 'string' }),
		...timestamps
	},
	(table) => [
		unique().on(table.userId),
		check(
			'projection_settings_contribution_mode_check',
			sql`contribution_mode IN ('excess','fixed')`
		)
	]
);

export const moneyInsurances = moneySchema.table(
	'insurances',
	{
		id: id(),
		userId: text('user_id')
			.notNull()
			.references(() => user.id, { onDelete: 'cascade' }),
		name: text('name').notNull(),
		provider: text('provider'),
		coverage: text('coverage'),
		premiumCents: integer('premium_cents'),
		cadence: text('cadence').notNull().default('monthly'),
		...timestamps
	},
	(table) => [
		index().on(table.userId),
		check('insurances_cadence_check', sql`cadence IN ('weekly','monthly','yearly')`)
	]
);